HOT TOPIC: SECURE 2.0 Aims to Brighten the Future for Retirement Savers
Balancing Stocks and Bonds in One Fund
Fixed for Life: What Can an Annuity Do for You?
Three Ways to Help Simplify Your Finances
IRA Strategies: After-Tax Money and the Pro-Rata Rule
Small Businesses Should Prepare for Stronger Tax Enforcement

HOT TOPIC: Is the Yield Curve Signaling a Recession?
Stretch IRA Alternatives
A 529 Plan Can Help Jump Start Your College Fund
Tips for Safe Online Shopping
Taking Control of Your Retirement Savings
Naming a Trusted Contact

HOT TOPIC: ‘Tis the Season for Tax-Friendly Giving Strategies
Sectors: Overweight, Underweight, or Just Right?
Is It Time to Buy an Electric Vehicle?
IRA Distributions Can Benefit Your Favorite Cause … and Your Tax Bill
Talk About These Money Matters Before the Wedding
Fraudsters and Scammers Pocket Nearly $6 Billion in 2021

HOT TOPIC: What Does a Strong Dollar Mean for the U.S. Economy?
Famous People Who Died Without Proper Planning
Retirement Savings in a Volatile Market
New Life for Your Old Insurance Policy
Virtual Health Care Is Here to Stay
How Funding an HSA Could Help Strengthen Your Retirement Strategy

HOT TOPIC: CHIPS and Science Act Aims to Preserve U.S. Technology Edge
Passive, Active, or Both?
How Much Life Insurance Do You Need?
Building Financial Resilience
Donor-Advised Funds Combine Charitable Impact with Tax Benefits
Small Businesses Are Short-Staffed and Overwhelmed

HOT TOPIC: Unpacking the Inflation Reduction Act: What’s in It?
Dividends for Income and Total Returns
What the Red-Hot Job Market Means for Workers
Preparing for a Natural Disaster
How Life Insurance Could Help Mitigate Taxes in Retirement
Diversifying Your Portfolio with International Flair

HOT TOPIC: Is the U.S. Economy in a Recession?
Inflation Protection for Investment Dollars
Life Insurance Living Benefits
Uncle Sam Wants to Know About Your Gig Income
Sticker Shock Is No Joke for Car Buyers
Six Steps to Starting a New Business

A Wealth of Information: How to Read a Mutual Fund Prospectus
Should You Consider Tapping the Equity in Your Home?
Adjusting Your Tax Withholding
WEP and GPO Can Reduce Social Security Benefits
How Long Should You Keep Financial Records?

HOT TOPIC: Rising Rates Join Long List of Housing Dilemmas
Avoiding Probate
What’s Your Retirement Dream Elevator Pitch?
Are You Ready to Cancel Your Cable TV?
Where to Look for Lost and Forgotten Money
Consider a Bond Ladder for Rising Interest Rates

Working While Receiving Social Security Benefits
Baseball Lessons That Might Help Change Up Your Finances
Planning to Quit Your Job? What to Know Before You Go
Why Small Businesses Should Pay Attention to Accessibility
Food Inflation: What’s Behind It and How to Cope

ETFs Are Gaining on Mutual Funds: Here’s Why
Key Retirement and Tax Numbers for 2022
Splurge or Save? Making the Most of Your Income-Tax Refund
What’s the Difference Between Medicare and Medicaid?
Flood Insurance: Be Prepared for Rising Waters and Changing Rates

When Two Goals Collide: Balancing College and Retirement Preparations
Mutual Funds: Do You Know What’s in Your Portfolio?
If You Don’t Have a Will, You Probably Should
Going Green: A Fast-Growing Corner of the Global Bond Market
When Buying Is Easy, Paying Later Can Be a Problem

Securities and advisory services offered through Cetera Advisors LLC, (doing insurance business in CA as CFGA Insurance Agency), member FINRA/SIPC, a broker/dealer and a Registered Investment Adviser. Cetera is under separate ownership from any other named entity. CA Insurnce License #0586997.

Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

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