HOT TOPIC: All Eyes on the U.S. Economy as It Caps Off Decade of Growth
Seeking Balance in a Mutual Fund
What’s the Real Return on Your Investments?
Indexed Annuities: Growth Potential with Downside Protection
New Study Finds Widespread Job Loss After 50
Calculating Key Financial Ratios

HOT TOPIC: U.S.-China Trade War: Who Pays the Price?
A Steady Strategy in Turbulent Times
College Savings: Roth or 529 Plan?
Avoiding Probate with a Transfer-on-Death Deed
Interest Rates and the Economy
Steps to Executing an Exit Strategy

HOT TOPIC: 1040 Postmortem: Making Sense of Your Taxes and Withholding
Bonds Can Offer Stability Even with Rising Rates
SRI Investing: Not Just for Stocks
Be Aware of Observation Care
Retirement Planning: How Secure Is Social Security?
Watch Out for Scams That Target Businesses

HOT TOPIC: The Fed Hits the Brakes: No Rate Hikes Projected in 2019
Do You Need a Power of Attorney?
Why Americans Are Eating Out Less Than Ever
Trusts Offer More Than Estate Tax Protection
Considering Preferreds? Proceed with Caution
Clarifying Tax Deductions for Meals and Entertainment

HOT TOPIC: Keeping an Eye on Corporate Debt
Taking a Team Approach to Retirement Savings
IPOs: Consider the Risks Behind the Hype
Bridging the Gap Between Retirement and Medicare Eligibility
Estate Taxes: Should a Trust Own Your Life Insurance?
Succession Plans Often Hinge on Reliable Valuation

HOT TOPIC: What Are the Costs of the Government Shutdown?
Need to Tap Your 401(k)? Proceed with Care
Looking Back, Looking Ahead
Getting Real About Retirement
Seeking Synergy: Why Mergers and Acquisitions Matter to Investors
A Business Plan Can Be Your Guide to Growth

HOT TOPIC: After Rocky Year-End, Risks Follow Investors into 2019
ABLE Accounts for Disability Expenses
Are Your Designated Heirs Up-to-Date?
Consider a Customized Disability Policy
Technology Trend: How Blockchain Could Impact the Future
Some Small Companies Facing Tariff Troubles

HOT TOPIC: Consumer Nation: Can Confidence Drive the Economy?
Competing Goals: Pay Off Student Loans or Save for Retirement?
Low-Volatility Strategies for a Less Stressful Ride
Know Your Mutual Funds
Insurance Strategies: Giving Old Life Insurance a New Purpose
Weighing a Wider Range of Health Plan Options

Is a Roth 401(k) Right for You?
Community Property Laws: Yours, Mine, and Ours
Help with College: A Gift for Your Grandkids
Health Savings Account: Funding an HSA Could Help You Prepare for Retirement
Reviewing Business Structure in Light of Tax Changes

Seven Classic Investing Quotes
Social Security 101
Choosing and Using a College Checking Account
Dealing with Divorce
Key Tax Breaks for Business Owners

HOT TOPIC: Blockchain Buzz: Emerging Tech Offers Potential, Not Promises
Risk Tolerance Is About You, Not the Market
Insurance with Potential Cash Value
Inflation Protection for Investment Dollars
A Map to Guide Your Family
Family Limited Partnerships for Estate Planning Purposes

ETFs on the Rise
An Affordable Insurance Solution
Oil Prices and the Economy
Equity REITs and Rising Rates
Reward Workers and Fund Retirement with a Cash Balance Plan

Securities and advisory services offered through Cetera Advisors LLC, (doing insurance business in CA as CFGA Insurance Agency), member FINRA/SIPC, a broker/dealer and a Registered Investment Adviser. Cetera is under separate ownership from any other named entity. CA Insurnce License #0586997.

This site is published for residents of the United States only. Registered Representatives of Cetera Advisors LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Advisors LLC site at www.ceteraadvisors.com